.page-disclaimer {
  --disc-gap: 18px;
  --disc-rule: rgba(159, 178, 181, .5);
  background: var(--paper);
  color: var(--ink);
}

.page-disclaimer .terms-head {
  max-width: 760px;
  padding: 26px 0 26px;
}

.page-disclaimer .terms-eyebrow {
  margin: 0 0 14px;
  font-size: 12px;
  letter-spacing: .2em;
  text-transform: uppercase;
  color: var(--lake);
}

.page-disclaimer .terms-head h1 {
  margin: 0 0 18px;
  font-family: var(--font-sans);
  font-weight: 800;
  font-size: clamp(34px, 6vw, 56px);
  line-height: 1.08;
  letter-spacing: -.012em;
  color: var(--qingdai);
}

.page-disclaimer .terms-head .lede {
  margin: 0;
  max-width: 62ch;
  font-family: var(--font-serif);
  font-size: 17px;
  line-height: 1.78;
  color: var(--ink);
}

/* ---------- 折叠地图式条款索引 ---------- */
.page-disclaimer .terms-index {
  position: relative;
  margin: 6px 0 36px;
  padding: 24px 20px 26px;
  background: var(--qingdai);
  border-radius: 4px;
  overflow: hidden;
}

.page-disclaimer .terms-index::before {
  content: "";
  position: absolute;
  inset: 0;
  pointer-events: none;
  background-image:
    linear-gradient(to right, rgba(243, 239, 228, .07) 1px, transparent 1px),
    linear-gradient(to bottom, rgba(243, 239, 228, .07) 1px, transparent 1px);
  background-size: 56px 56px;
  mask-image: linear-gradient(to bottom, rgba(0, 0, 0, .9), transparent 88%);
  -webkit-mask-image: linear-gradient(to bottom, rgba(0, 0, 0, .9), transparent 88%);
}

.page-disclaimer .terms-index-head {
  position: relative;
  margin-bottom: 20px;
}

.page-disclaimer .idx-eyebrow {
  margin: 0 0 8px;
  font-size: 11px;
  letter-spacing: .2em;
  text-transform: uppercase;
  color: var(--cyan);
}

.page-disclaimer .terms-index-head h2 {
  margin: 0;
  font-family: var(--font-sans);
  font-weight: 800;
  font-size: clamp(22px, 3.2vw, 30px);
  line-height: 1.2;
  letter-spacing: -.008em;
  color: var(--paper);
}

.page-disclaimer .index-grid {
  position: relative;
  display: grid;
  gap: 20px;
}

.page-disclaimer .index-map {
  position: relative;
  margin: 0;
  border: 1px solid rgba(243, 239, 228, .22);
  border-radius: 3px;
  background: var(--qingdai-2);
  overflow: hidden;
}

.page-disclaimer .index-map img {
  display: block;
  width: 100%;
  height: auto;
  aspect-ratio: 16 / 6;
  object-fit: cover;
  opacity: .5;
}

.page-disclaimer .index-map svg {
  position: absolute;
  inset: 0;
  width: 100%;
  height: 100%;
}

.page-disclaimer .index-map figcaption {
  position: absolute;
  left: 10px;
  bottom: 10px;
  padding: 4px 8px;
  border-radius: 2px;
  background: rgba(14, 38, 48, .78);
  color: var(--paper);
  font-family: var(--font-mono);
  font-size: 11px;
  letter-spacing: .04em;
}

.page-disclaimer .index-list {
  list-style: none;
  margin: 0;
  padding: 0;
  display: grid;
  gap: 2px;
  align-content: start;
}

.page-disclaimer .index-list a {
  display: flex;
  align-items: baseline;
  gap: 10px;
  padding: 10px 12px;
  border-left: 2px solid transparent;
  border-radius: 0 2px 2px 0;
  color: var(--paper);
  text-decoration: none;
  font-size: 15px;
  line-height: 1.55;
  transition: background-color .18s ease, border-color .18s ease;
}

.page-disclaimer .index-list a:hover {
  background: rgba(45, 245, 208, .09);
  border-left-color: var(--cyan);
}

.page-disclaimer .index-list a:focus-visible {
  outline: 2px solid var(--violet);
  outline-offset: 2px;
  border-left-color: var(--cyan);
}

.page-disclaimer .idx-num {
  flex: none;
  color: var(--cyan);
  font-size: 12px;
  letter-spacing: .06em;
}

/* ---------- 条款卡片纵列 ---------- */
.page-disclaimer .terms-stack {
  display: grid;
  gap: var(--disc-gap);
  padding-bottom: 48px;
}

.page-disclaimer .clause-card {
  position: relative;
  display: grid;
  gap: 14px;
  padding: 20px;
  background: var(--paper-lift);
  border: 1px solid var(--disc-rule);
  border-radius: 3px;
  box-shadow: var(--shadow-card);
  scroll-margin-top: 24px;
}

.page-disclaimer .clause-stamp {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 38px;
  height: 38px;
  border: 1px solid var(--lake);
  border-radius: 2px;
  color: var(--lake);
  font-size: 14px;
  font-weight: 700;
  letter-spacing: .05em;
  box-shadow: inset 0 0 0 3px var(--paper-lift), inset 0 0 0 4px rgba(30, 113, 136, .38);
}

.page-disclaimer .clause-content h2 {
  margin: 0 0 12px;
  font-family: var(--font-sans);
  font-weight: 800;
  font-size: 19px;
  line-height: 1.32;
  letter-spacing: -.006em;
  color: var(--qingdai);
}

.page-disclaimer .clause-list {
  list-style: none;
  margin: 0;
  padding: 0;
  display: grid;
  gap: 9px;
}

.page-disclaimer .clause-list li {
  position: relative;
  padding-left: 18px;
  font-size: 15px;
  line-height: 1.72;
  color: var(--ink);
}

.page-disclaimer .clause-list li::before {
  content: "";
  position: absolute;
  left: 0;
  top: .68em;
  width: 6px;
  height: 6px;
  border: 1px solid var(--lake);
  border-radius: 50%;
}

.page-disclaimer .clause-list a {
  color: var(--lake);
  text-decoration: underline;
  text-decoration-thickness: 1px;
  text-underline-offset: 3px;
}

.page-disclaimer .clause-list a:hover {
  color: var(--qingdai);
}

.page-disclaimer .clause-list a:focus-visible {
  outline: 2px solid var(--violet);
  outline-offset: 2px;
  border-radius: 2px;
}

/* 边注 */
.page-disclaimer .clause-note {
  padding: 9px 12px 10px;
  background: rgba(231, 180, 94, .1);
  border-left: 2px solid var(--gold);
  border-radius: 0 2px 2px 0;
  transition: background-color .18s ease;
}

.page-disclaimer .clause-note:hover {
  background: rgba(231, 180, 94, .18);
}

.page-disclaimer .note-label {
  display: block;
  margin-bottom: 5px;
  font-size: 10px;
  letter-spacing: .18em;
  color: var(--lake);
}

.page-disclaimer .clause-note p {
  margin: 0;
  font-size: 13px;
  line-height: 1.65;
  color: var(--qingdai);
}

.page-disclaimer .clause-note a {
  color: var(--lake);
  text-underline-offset: 2px;
}

.page-disclaimer .clause-note a:focus-visible {
  outline: 2px solid var(--violet);
  outline-offset: 2px;
}

/* 手机通道两步微图示 */
.page-disclaimer .mini-flow {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  gap: 8px;
  margin-top: 14px;
  padding-top: 12px;
  border-top: 1px dashed var(--disc-rule);
}

.page-disclaimer .flow-step {
  padding: 5px 11px;
  border: 1px solid var(--lake);
  border-radius: 2px;
  background: var(--lake-soft);
  color: var(--qingdai);
  font-size: 12px;
  letter-spacing: .04em;
}

.page-disclaimer .flow-arrow {
  color: var(--lake);
  font-size: 13px;
}

/* 费用参考三层标签微图示 */
.page-disclaimer .mini-tags {
  display: flex;
  flex-wrap: wrap;
  gap: 6px;
  margin-top: 14px;
  padding-top: 12px;
  border-top: 1px dashed var(--disc-rule);
}

.page-disclaimer .mini-tags span {
  padding: 4px 9px;
  border: 1px solid var(--gold);
  border-radius: 2px;
  background: rgba(231, 180, 94, .14);
  color: var(--qingdai);
  font-family: var(--font-mono);
  font-size: 11px;
  letter-spacing: .04em;
}

/* ---------- 响应式 ---------- */
@media (min-width: 820px) {
  .page-disclaimer .terms-index {
    padding: 30px 28px 32px;
  }

  .page-disclaimer .index-grid {
    grid-template-columns: minmax(0, 1.15fr) minmax(0, .85fr);
    gap: 24px;
    align-items: start;
  }

  .page-disclaimer .index-list a {
    padding: 11px 14px;
  }
}

@media (min-width: 900px) {
  .page-disclaimer .terms-head {
    padding: 34px 0 30px;
  }

  .page-disclaimer .clause-card {
    grid-template-columns: 56px minmax(0, 1fr) 208px;
    align-items: start;
    gap: 24px;
    padding: 26px 26px 28px;
  }

  .page-disclaimer .clause-content h2 {
    font-size: 21px;
  }

  .page-disclaimer .clause-note {
    margin-top: 2px;
  }
}

@media (prefers-reduced-motion: no-preference) {
  .page-disclaimer .index-list a,
  .page-disclaimer .clause-note {
    transition-timing-function: ease-out;
  }
}

@media (prefers-reduced-motion: reduce) {
  .page-disclaimer .index-list a,
  .page-disclaimer .clause-note {
    transition: none;
  }
}
<<<END>>>